![Iowa farm](https://www.moneytalksnews.com/workers/images/width=1920/wp-content/uploads/2018/09/29185034/Iowa-farming.jpg?s=87fe484aaaeab65f780fa3830166ab7116665082053f4d078b75771f626c005a)
Imagine you are starting your work life. You are in your early twenties and work a steady job. You want to buy your first home by the time you’re 30. You don’t have a six-figure salary but you can still live the dream. It is possible to manage money well enough to afford a house, avoid debt stress, and enjoy life. Many assume you need a big paycheck to get ahead, but that’s not true.